Lessons from My First Million, Wealth brings lessons, not just luxury. From an early age, I had a drive to create something of my own, even though I came from a comfortable background. While my parents covered the basics during university, I still worked part-time, and as a trainee Chartered Accountant, I started a VAT service to help fund my time at the London Business School………..See complete story within the comments section

From an early age, I had a drive to create something of my own, even though I came from a comfortable background. While my parents covered the basics during university, I still worked part-time, and as a trainee Chartered Accountant, I started a VAT service to help fund my time at the London Business School. Eventually, I became an analyst at a major investment bank, where I discovered arbitrage and spread betting before they were even mainstream. Between awards for research and successful trades, I hit my first million before 30. Back then, in Asia, that was a huge achievement—the average salary was about $15,000 a year.

With that success, however, came two toxic beliefs: “self-belief” and “entitlement.” I started thinking I could do no wrong, and I spent recklessly. My career continued to soar, and for over a decade, I rode that wave—until the Asian Economic Crisis. In the blink of an eye, two-thirds of my wealth vanished. My ego took the biggest hit. How could I, with all my “carefully crafted” strategies, lose so much? That’s when I learned two harsh truths: first, making money when the economy is booming doesn’t make you a genius. Second, nobody is untouchable.

mI decided to leave trading behind and instead focus on using my skills to solve real business problems. I’ve done well since, but I understand now that making that first million, which I essentially gambled into existence, was only the first step. There are so many more steps that truly define life, far beyond the money.

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